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How is 3% SDLT different from 5% stamp duty surcharge refund?

While purchasing property in England or Northern Ireland, if you understand how Stamp Duty Land Tax (SDLT) works could save buyers from costly mistakes or even missed opportunities. Two commonly misunderstood aspects of SDLT involves 3% surcharge for additional properties and a 5% stamp duty surcharge refund. While these two may sound similar, they apply […]

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Generative AI

Generative AI for Insurance: Enhancing Customer Experience and Operational Efficiency

Generative AI is a groundbreaking technology that leverages algorithms and machine learning to create new data from existing datasets. In the insurance sector, this technology is transforming how companies interact with customers, process claims, and manage risks. By generating insights from vast amounts of data, generative AI enables insurers to improve decision-making processes and enhance

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DIY Hydrating Hyaluronic Acid Masks

10 Best DIY Hydrating Hyaluronic Acid Masks: Pamper Your Skin at Home!

Feeling like your skin is a dry, flaky desert? You’re not alone! Dryness is a common skin concern, especially during harsh weather conditions or as we age. But fear not, there’s a superhero ingredient that can come to the rescue: hyaluronic acid! Hyaluronic acid is a naturally occurring substance in our skin that acts like

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